eKYC Automation
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Key Features
Automated Identity Verification
Uses software to analyze and verify customer documents (passports, IDs, etc.) and can leverage biometric verification like facial recognition. Optical Character Recognition (OCR) to extract data from ID proofs (PAN, Aadhaar, Passport).
Secure Document Management
Documents are stored in a Document Management System (DMS). Watermarked for authentication. Compressed for efficient storage. Encrypted for data protection. Archived for future retrieval and compliance.
Risk Assessment and Fraud Detection
Employs advanced data analytics and machine learning to identify potential risks or red flags associated with customers. Original document detection: Identifies forged or duplicate documents. AI checks for forgery, tampering, or expired documents. Real-time AML screening and audit trails. Maintains detailed logs of all KYC checks.
Efficiency, Accuracy and Cost Savings
Reduces manual effort and associated costs, leading to faster onboarding and improved resource allocation. Reduces human error and increases the accuracy of identity verification and risk assessment.
Enhanced Customer Risk Scoring
Automated processes can improve the overall customer experience by making onboarding faster and smoother. Enabling AI assigns a risk score based on patterns, geography, and document history. Triggering enhanced due diligence (EDD) for high-risk profiles.
eKYC & Workflow Integration
Pulls verified government data via APIs (UIDAI, CERSAI, DigiLocker). Reduces manual document collection. Plug-and-play integration with CRMs, onboarding apps, or ERP systems. Customizable workflows for CA firms, banks, NBFCs.
vDigiDocr eKYC Solution Flowchart
Form Filling
Users enter PII (Personal Identifiable Information) into forms.
2-Factor Authentication
Users retrieve and enter one-time password into the mobile app.
ID Capture
Users take photo of the front and back of ID documents.
Identity Verification
Users complete liveness detection and face matching.
Database Check
Data are screened against third-party databases.
Fraud Detection
Common indications of fraud are evaluated by built-in ML algorithms.
AML Screening
Common fraud patterns evaluated using ML.
Enhanced Due Diligence
EDD checks for high-risk customers.
Risk Pools
Users are allocated to suitable risk pools.
Monitoring
Users are monitored by AML and behavioral analysis.
Benefits
Benefit |
Details |
|---|---|
| ✅ Faster Onboarding | KYC completion in minutes instead of hours/days |
| ✅ Regulatory Compliance | Meets RBI, SEBI, ICAI, FATF, and local AML/KYC mandates |
| ✅ Fraud Detection | AI flags suspicious behavior, mismatches, or forged documents |
| ✅ Cost Efficiency | Reduces manpower and operational overhead |
| ✅ Real-Time Verification | Instant validation with zero paperwork for clients |
| ✅ Better Client Experience | Seamless digital onboarding with minimal friction |
| ✅ Scalable Solution | Handles large client volumes with ease across multiple geographies |
Our Commitment to Data Security
Laws & Regulations
Adherence to legal frameworks including GDPR, CCPA, HIPAA, and PCI DSS.
Best Practices
We implement industry best practices to ensure our solutions are secure, reliable, and scalable.
Security
Adhering to legal and regulatory standards.
Compliance
Our team ensures compliance by integrating essential measures, letting you focus on growth.
Why Choose Us ?
Case Study
Their process for verifying a new customer and opening an account was slow, time-consuming, labor-intensive, expensive, and inconvenient for the customer. The bank wanted to provide a faster, automated, hassle-free, digital service to enable a customer to open a bank account from his/her home and automate the bank’s KYC verification process, saving time and money.
